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| A CHIP Home Income Plan is a loan secured by the equity in your home. Without having to sell your home, you can receive up to 40% of the value of your home. The big difference with CHIP is that you do not have to make any payments - interest or principal - for as long as you or your spouse live in your home. You maintain ownership and control of your home while enjoying all the benefits of having converted some of its value into readily accessible, tax-free cash flow.
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